House Deposit

RENTAL DEPOSIT FINANCING

A specialized financial product designed to mitigate upfront housing costs by providing qualified tenants with immediate liquidity to cover mandatory rental security deposits, featuring institutional-grade risk assessment and rapid disbursement protocols.

Financial Relief

Eliminates lump-sum deposit burdens through structured installment plans

Operational Efficiency

Proprietary underwriting system delivers:
✓ 30-minute conditional approval
✓ Digital contract execution
✓ Same-business-day ACH transfer to licensed property management entities

Tenant-Centric Terms

Minimum 12-month repayment tenure with competitive APR

Service Workflow

Step 1: Digital Submission

Submit required documents via our secure online portal:

  • Government-issued ID (passport/driver's license)
  • Recent pay stubs (last 3 months)
  • Bank statements (90-day period)
  • Executed rental agreement

Step 3: Digital Contract Execution

Upon approval:

  • E-sign loan agreement with legally binding digital signature
  • Receive full repayment schedule with amortization details

Step 2: Automated Underwriting

Our AI-powered system performs:

  • Real-time identity verification
  • Income validation
  • Cash flow analysis (Approval decision within 30 minutes)

Step 4: Secure Funds Disbursement

Same-day ACH transfer to:
✓ Licensed property management company
✓ Landlord's verified bank account
✓ Escrow account (where applicable)

Why Choose Our Deposit Loan?

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Instant Access

30-min approval for rental deposits
Fully digital application
Funds released to landlord same-day
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Budget-Friendly

Lowest-rate deposit financing
12+ month repayment terms
No hidden charges
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Hassle-Free Rental

Skip large upfront deposits
Approved by 95% of applicants
Secure landlord-direct payment

“Your new home shouldn’t wait on your savings.”

Zoefly Financial Services

Our Mission

“Key-ready financing for every qualified tenant.”

Immediate deposit coverage

Fair, transparent terms

Seamless landlord partnerships

Why Pay Full Deposit When You Can Monthly?